“Trump Accounts” are being pitched as a way to give kids a financial head start: $1,000 in seed money from the U.S. Treasury, deposited at birth and invested for the long term. At the same time, traditional welfare programs—especially Social Security—are collapsing under the weight of the $38 trillion national debt and declining birthrates. While I’m always skeptical of new federal spending, this program is a refreshing change of pace, focusing on market investment rather than your average government Ponzi scheme.